Loan Balance Calculator

Find your remaining balance after a number of payments.

Original Loan ($)

Interest Rate (%)

Loan Term

Payments Already Made

Remaining Balance

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Principal Paid

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Interest Paid

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% of Loan Paid

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Payments Remaining

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How it works

Mortgage amortization is back-loaded toward principal. After 5 years on a 30-year loan, you've typically paid only 6–10% of the principal — most of those payments went to interest.

For informational purposes only. Not financial advice.