Maximum Loan Amount

Find the largest mortgage you can carry given income and DTI rules.

Annual Income ($)

Other Monthly Debts ($)

Monthly Tax + Insurance ($)

Interest Rate (%)

Loan Term

Max DTI %

Max Loan Amount

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Max Monthly P&I

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Total Housing Payment

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How it works

This calculator works backward from your DTI ceiling: it figures how much P&I you can afford after subtracting other debts and housing costs from the allowable monthly debt load, then converts that to a loan amount.

For informational purposes only. Not financial advice.